Multi-donor Research Platform on Social Protection, Financial Inclusion and ICTs

Having little or no savings can be devastating for poor families. In a crisis, it can force households to cut consumption, take out usurious loans or deplete business income. Access to financial services plays a critical role in helping the poor broaden their economic opportunities, increase their asset base and reduce their vulnerability to external shocks. Many Latin Americans have little access to formal financial services. In Peru, for example, less than 1% of households in extreme poverty have savings accounts.
Over the past 10 years, conditional cash transfers (CCT) to families have been implemented on a large scale. There have been some experiments linking a financial inclusion component to CCT programs, either by opening savings accounts in which to deposit the transfer or through specific savings promotion programs targeting social transfer recipients.
Through a series of calls for proposals, this project will examine whether social protection policies can serve as a tool for economic empowerment via the use of financial services such as deposits, credit and microinsurance. It will also look at the role of information and communication technologies (ICTs) in providing such services. Most of the studies will focus on pilot initiatives developed in conjunction with CCT programs in the region, and thus have significant potential for informing and influencing future policy and program design.

Projet nᵒ

106712

État du projet

Terminé

Date butoir

Mercredi, mai 25, 2016

Durée

40 mois

Agent(e) responsable du CRDI

Carolina Robino

Financement total

CAD$ 1,235,200

Pays

Amérique du Sud

Programme

Employment and Growth

Chargé(e) de projet

Daniela Alvarado

Institution

Universidad de Chile

Pays d' institution

Chile

Site internet

http://www.uchile.cl

Chargé(e) de projet

Johanna Yancari Cueva

Institution

Instituto de Estudios Peruanos

Pays d' institution

Peru

Site internet

http://www.iep.org.pe

Chargé(e) de projet

Johanna Yancari

Institution

Instituto de Estudios Peruanos

Pays d' institution

Peru

Site internet

http://www.iep.org.pe