Expanding Access to Insurance by the Poor : Policy, Regulation and Supervision of Micro Insurance

This project aims to facilitate poor people's access to insurance products and services as a means of addressing their vulnerability to risk. It will do so by carrying out case studies in five countries. Potential candidates include China, Colombia, India, Indonesia, Mali and South Africa. Researchers will examine the regulatory frameworks that facilitate or impede access to insurance services by the poor.

Expected outcomes in addition to the five case studies include policy dialogues with micro insurance regulatory bodies, practitioners and donors in each of the participating countries; a synthesis report that draws lessons across country experiences; the publication of guiding principles for regulating and supervising institutions that provide micro insurance; and an international policy seminar that will bring together key actors such as CGAP (Consultative Group to Assist the Poor - a consortium of 33 public and private development agencies working together to expand access to financial services for the poor in developing countries), the International Association of Insurance Supervisors, and the International Cooperative and Mutual Insurance Federation.

Project ID


Project status


Start Date

Thursday, June 15, 2006

End Date

Friday, August 1, 2008


24 months

IDRC Officer

Melesse, Martha

Total funding

CA$ 541,493


China, Colombia, India, Indonesia, Mali, South Africa


Employment and Growth

Project Leader

Jeremy Leach

Project Leader

Doubell Chamberlain


FinMark Trust

Institution Country

South Africa

Institution Website